Investor Tool

Buy Calculator

Stress-test your buy price against renovation, holding costs, and return hurdles before making an offer.

Deal Inputs

Adjust assumptions and evaluate downside before committing capital.

Max Buy Price (S&P incl GST)

$1,084,000

GST exclusive: $942,000

P&L Snapshot

ARV (ex GST)$1,304,348
Commission$32,609
Holding costs$28,645
Total costs (ex GST buy)$231,254
Net profit$130,435
Net profit %10.0%
Cash-on-cash29.9%
CoC p.a.59.7%
VerdictGo

Criteria checks

ARV in $1.0M-$2.0M rangePass
Buy price in $800k-$1.5M rangePass
Net profit >= 10%Pass
Cash-on-cash >= 15%Pass
CoC p.a. >= 30%Pass
Investment in $400k-$800k rangePass
Duration in 3-8 monthsPass

Want live listings with this workflow?

Apply this framework to AI-scored NZ listings with renovation and rental context.

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