Frequently Asked Questions

Use it as a screening signal, not a decision on its own. The 0–100 composite ranks listed NZ residential do-ups and rentals so you can decide whether a listing is worth an hour of due diligence. Verify renovation with a builder and open a LIM before you bid.

No. Renovation costs and ARV estimates are model outputs and can differ from real quotes and achieved sale prices. Vision cannot see behind linings, and comps cannot see unconsented work. Treat the published number as a starting point, then override reno in the listing scenario modeller.

Some listings are withheld from automatic scoring when modelled flip ROI or yield looks extreme and manual review is required. New-build or move-in-ready marketing with a negligible renovation programme can also skip a composite so turnkey stock does not crowd value-add ranks.

No. FindMyProperty outputs are informational screening tools only. They are not legal, tax, lending, or financial advice. Always seek independent professionals before committing capital.

Gross yield uses MBIE Tenancy Services bond lodgements — real bonds from actual tenancies — filtered by suburb and bedroom count. We use median weekly rent from recent bonds, not vendor or agent appraisals. Bond samples can lag or be thin; low sample counts pull confidence down.

We refresh listings from Trade Me and other public feeds on a regular rolling schedule. Bond data is updated from MBIE in batches. Listings can go off-market between updates, so always confirm the live portal listing before you act.

Free browsing of scored listings includes 25 scored property page views per month. Starter is a paid plan with 100 scored views per month plus exports and watchlist compare; Pro is unlimited scored views. Suburb Intelligence is a region-level preview on Free and a full heatmap on Starter and Pro. See /pricing for live plan details — this FAQ does not change checkout.

Confidence is the average of ARV confidence (comparable sales quality) and a rental-data cap from Tenancy Services bond sample count — about five points per sample, capped at 100. Thin comps or few bonds pull the composite down even if headline ROI looks large.

Sold pages stay live and indexable with a Sold label so address queries still resolve. They leave the XML sitemap once they are no longer active inventory. Public sold price, sold versus CV, and potential ROI appear when those fields exist.

As of August 2026 the engine is 45% ROI, 17.5% renovation timeline, 17.5% data confidence, and 20% location. Weights live in the scoring engine; they are not a marketing mix. The long-form explanation is on /methodology and the how-we-score article.

Vision classifies the listing into NONE, COSMETIC ($500/m²), MODERATE ($1,200/m²), MAJOR ($2,000/m²), or FULL_GUT ($3,500/m²) on floor area, then adds photo-flagged line items and a 15% contingency. Those are internal bands, not a builder quote.

Default strategy targets are 15% modelled flip ROI and 9% gross rental yield. Meeting a target classifies Flip or Rental; it does not by itself set the 0–100 composite. There is no Hold label — if both paths clear, the engine picks one.

As of August 2026, Strong Buy starts at 75, Buy at 55, Maybe at 35, and below 35 is Pass. The score is a screening rank, not a valuation or a buy instruction. Stress-test reno and ARV even on Strong Buy.

Vision cannot see behind linings. ARV cannot see an unconsented sleepout. Bond medians cannot see the tenant you will actually get. We do not score flood or meth from photos unless the image itself shows damage, and we do not sell insurance.

No. FindMyProperty screens listed New Zealand residential and value-add stock — not commercial inventory. Educational posts about other asset classes may exist on the blog; product CTAs and scores stay residential-forward.

Yes. The listing page scenario modeller lets you enter your own renovation cost and see flip ROI and yield update. Use that before you treat the published score as your number. Signed-in paid plans unlock deeper analysis tools described on /pricing.

We ingest public listing facts from Trade Me and related feeds, then add investor analysis: photo-based reno, Tenancy Services yields, flip ROI, and a composite score. We are a screening tool, not the listing agent or the marketplace where you make an offer.

Portal yields often use vendor rent appraisals. Ours use Tenancy Services bond medians plus modelled holding and reno on the flip path. Different inputs produce different prints. Cross-check both against local property managers.

No. The sitemap stays active-inventory only. Sold URLs can remain 200 and indexable with Sold labelling so historical address queries still work, but they are not re-submitted as active listings.

The trust hub is /methodology (weights, $/m² bands, sources, limitations). The long-form article is How We Score NZ Investment Properties. For scored-versus-sold proof, see /sold-outcomes.